Payment processing company tests facial recognition camera as fraud preventative

Payment processor Worldpay researching facial recognition for card fraud preventative measures
Payment processor Worldpay researching facial recognition for card fraud preventative measures

Worldpay, a payment processing technology company, reports that it is researching the use of facial recognition in stores around the UK as a card fraud preventative measure.

The Pin Entry Device Camera, or PED Cam, as the company called it, uses an upward-facing camera to take a photo of card users whenever they enter their PIN.

“The resulting image generates a unique biometric template, linked to the individual's card and is stored in a secure, central database managed by Worldpay,” the company said in an official statement. “Card terminals linked to the central database capture a fresh image of the card-user's face every time they enter their PIN learning the profile of the user over time to improve identification.”

This new image is then cross-referenced against prior data and used to authenticate the user.

This camera is embedded in the standard card terminal.