Almost half (48 percent) of UK residents are concerned with their identity or bank details being stolen.

According to a study of 2,000 UK residents by Intelligent Environments, there are more cyber-crime victims in London than any other city in the UK. Over a quarter (27 percent) of London's population have fallen victim to cyber-crime. Norwich came in second with 23 percent, followed by Manchester, Birmingham and Bristol all tied at 21 percent.

Overall, 20 percent of Brits say that they have been victimised, including having had their identity, money or bank details stolen. Respondents that are most concerned with cyber-security reside in Birmingham, with 57 percent worried about having their banking details stolen and 59 percent concerned about identity theft.

Security concerns are also holding customers back from using digital banking apps and online services. Twenty-two percent have no faith in digital banking apps and 12 percent don't trust online banking.

David Webber, managing director of Intelligent Environments commented: “Of course, banking data is always going to be a primary concern as it's particularly attractive to hackers. We're therefore calling on banks to play a more active role in educating customers on how best to keep themselves and their financial information safe while they're online.”