People are the weakest link

Identity fraud is increasing. APACS, the UK payments organisation, reported the cost of online banking fraud more than doubled in the first six months of 2005 compared to the same period in 2004. Similarly, "card not -present" fraud via the web, phone or mail order swelled by 29 per cent in the same period.

by Mike Maddison, leader, security and privacy services, Deloitte

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